Insurance products are essential to a company’s financial health. Our team helps you protect your partners and key employees, provide benefits that retain top talent, and ensure your long-term financial security.
Tailored support from a commercial insurance broker for your company’s specific operational and asset-related needs.
The death or serious illness of a key employee can jeopardize your operations overnight. Protect the continuity of your business and your ability to recruit with a well-structured insurance plan that combines group coverage with policies tailored to your actual needs.
Our team also assists you with corporate tax and succession planning, providing total oversight as well as access to specialized resources offered through our partners.
As partners in your success, we create a customized plan to cover the real risks your organization faces while enhancing your employer brand. Our services are designed to support your company’s financial security in both the short and long term.
Book a meeting with a Gestion Phocus advisor to build your group insurance and business protection program.
Find answers to the most frequently asked questions about our financial services.
In Quebec, there is no general legal requirement for employers to offer group insurance to employees. That said, nearly 3 out of 4 businesses provide it, as it has become a key benefit to attract, motivate, and retain employees.
Offering a group insurance plan also gives your team more comprehensive protection than what RAMQ alone can offer, directly contributing to their well-being and satisfaction at work.
The cost of group insurance depends on several factors, including:
Talk to one of our advisors to get a personalized quote and explore the most advantageous options for your team.
The cost of group insurance is usually shared between the employer and the employees. The split can vary from one company to another.
