Insurance solutions are essential to a company’s financial health. Our business insurance brokers help you protect your partners and key employees, provide competitive benefits to retain top talent, and safeguard your financial stability.
Tailored support from a commercial insurance broker for your company’s specific operational and asset-related needs.
The death or serious illness of a key employee can disrupt your operations. Protect your business continuity and your recruitment capacity with a well-thought-out insurance plan — including group benefits and tailored coverage that reflects your actual needs.
Our multidisciplinary experts also support you with tax strategies and succession planning, offering the comprehensive insight of an experienced business insurance broker.
As partners in your success, we create a customized plan to cover the real risks your organization faces while enhancing your employer brand. Our services are designed to support your company’s financial security in both the short and long term.
Book a meeting with a Gestion Phocus advisor to build your group insurance and business protection program.
Find answers to the most frequently asked questions about our financial services.
In Quebec, there is no general legal requirement for employers to offer group insurance to employees. That said, nearly 3 out of 4 businesses provide it, as it has become a key benefit to attract, motivate, and retain employees.
Offering a group insurance plan also gives your team more comprehensive protection than what RAMQ alone can offer, directly contributing to their well-being and satisfaction at work.
The cost of group insurance depends on several factors, including:
Talk to one of our advisors to get a personalized quote and explore the most advantageous options for your team.
The cost of group insurance is usually shared between the employer and the employees. The split can vary from one company to another.